{"id":2216,"date":"2020-04-01T07:54:18","date_gmt":"2020-04-01T05:54:18","guid":{"rendered":"https:\/\/ceccarprahova.ro\/ro\/?p=2216"},"modified":"2020-04-15T11:24:52","modified_gmt":"2020-04-15T09:24:52","slug":"sinteza-principalelor-prevederi-ale-oug-nr-37-2020-privind-acordarea-unor-facilitati-pentru-creditele-acordate-de-institutii-de-credit-si-institutii-financiare-nebancare-anumitor-categorii-de-debitor","status":"publish","type":"post","link":"https:\/\/ceccarprahova.ro\/ro\/sinteza-principalelor-prevederi-ale-oug-nr-37-2020-privind-acordarea-unor-facilitati-pentru-creditele-acordate-de-institutii-de-credit-si-institutii-financiare-nebancare-anumitor-categorii-de-debitor\/","title":{"rendered":"Sinteza principalelor prevederi ale OUG nr. 37\/2020"},"content":{"rendered":"<section   class=\"fw-main-row  auto  fw-section-position-back\"    >\n\t\t\t<div class=\"fw-container\" >\n\t\t<div class=\"fw-row\">\n\t<div id=\"column-69e42c0560b5a\" class=\"fw-col-sm-8 tf-sh-6ae49301e923afe9b329df925c3a74aa\" >\n\t<div class=\"fw-wrap-col-inner clearfix  \"   >\n\t\t\t\t<div class=\"fw-col-inner\">\n\t\t\t<div class=\"fw-text-box tf-sh-d8b84f1d9c4a6b2e78f3360fc8edec89 \" >\n\t<div class=\"fw-text-inner\">\n\t\t<p style=\"text-align: justify;\"><a href=\"http:\/\/ceccar.ro\/ro\/wp-content\/uploads\/2018\/07\/spalare-bani-sursa-123rf.jpg\"><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/ceccar.ro\/ro\/wp-content\/uploads\/2018\/07\/spalare-bani-sursa-123rf-300x200.jpg\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" srcset=\"http:\/\/ceccar.ro\/ro\/wp-content\/uploads\/2018\/07\/spalare-bani-sursa-123rf-300x200.jpg 300w, http:\/\/ceccar.ro\/ro\/wp-content\/uploads\/2018\/07\/spalare-bani-sursa-123rf-150x100.jpg 150w, http:\/\/ceccar.ro\/ro\/wp-content\/uploads\/2018\/07\/spalare-bani-sursa-123rf-768x512.jpg 768w, http:\/\/ceccar.ro\/ro\/wp-content\/uploads\/2018\/07\/spalare-bani-sursa-123rf-1024x683.jpg 1024w\" alt=\"\" width=\"300\" height=\"200\" \/><\/a><\/p>\n<p><strong>Conf. univ. dr.\u00a0<a href=\"http:\/\/www.ceccarbusinessmagazine.ro\/marcel-vulpoi-j88\/\">Marcel\u00a0VULPOI<\/a>,\u00a0expert contabil<\/strong><br \/><strong>reprezentant al CECCAR \u00een VAT Expert Group<\/strong><\/p>\n<p class=\"titlu-negru\"><strong>I. Reglement\u0103ri privind suspendarea pl\u0103\u021bii ratelor aferente \u00eemprumuturilor<\/strong><\/p>\n<p>1. Prin derogare de la prevederile Ordonan\u021bei de urgen\u021b\u0103 a Guvernului nr. 50\/2010 privind\u00a0<b>contractele de credit pentru consumatori<\/b>, cu modific\u0103rile \u0219i complet\u0103rile ulterioare, ale Ordonan\u021bei de urgen\u021b\u0103 a Guvernului nr. 52\/2016 privind contractele de credit oferite consumatorilor pentru\u00a0<b>bunuri imobile<\/b>, precum \u0219i pentru modificarea \u0219i completarea Ordonan\u021bei de urgen\u021b\u0103 a Guvernului nr. 50\/2010 privind contractele de credit pentru consumatori, cu modific\u0103rile ulterioare, \u0219i ale Ordonan\u021bei Guvernului nr. 51\/1997 privind\u00a0<b>opera<\/b><b>\u021b<\/b><b>iunile de leasing\u00a0<\/b>\u0219i societ\u0103\u021bile de leasing, cu modific\u0103rile \u0219i complet\u0103rile ulterioare, obliga\u021bia de plat\u0103 a ratelor scadente aferente \u00eemprumuturilor, reprezent\u00e2nd rate de capital, dob\u00e2nzi \u0219i comisioane, acordate debitorilor de c\u0103tre creditori p\u00e2n\u0103 la data intr\u0103rii \u00een vigoare a prezentei ordonan\u021be de urgen\u021b\u0103\u00a0<b>se suspend\u0103 la cererea debitorului p\u00e2n\u0103 la nou\u0103 luni, dar nu mai mult de 31 decembrie 2020.<\/b><\/p>\n<p>2. Perioada maxim\u0103 de creditare prev\u0103zut\u0103 \u00een reglement\u0103rile creditorilor poate fi dep\u0103\u0219it\u0103 cu o perioad\u0103 egal\u0103 cu durata suspend\u0103rii obliga\u021biei de plat\u0103.<\/p>\n<p>3. Pentru debitorii persoane fizice pentru care prelungirea maturit\u0103\u021bii creditelor dep\u0103\u0219e\u0219te limita de v\u00e2rst\u0103 prev\u0103zut\u0103 prin reglement\u0103rile creditorilor de acordare a creditelor, ace\u0219tia din urm\u0103 procedeaz\u0103 la restructurarea creditelor cu \u00eencadrarea \u00een limita de v\u00e2rst\u0103.<\/p>\n<p>Citi\u021bi mai multe \u00een revista\u00a0<em><a href=\"http:\/\/www.ceccarbusinessmagazine.ro\/sinteza-principalelor-prevederi-ale-oug-nr-37-2020-privind-acordarea-unor-facilitati-pentru-creditele-acordate-de-institutii-de-credit-si-institutii-financiare-nebancare-anumitor-categorii-de-debitori-publicata-in-monitorul-oficial-partea-i-nr-2-a6150\/\" target=\"_blank\" rel=\"noopener\">CECCAR Business Magazine<\/a>.<\/em><\/p>\n\t<\/div>\n<\/div>\t\t<\/div>\n\t<\/div>\n<\/div><div id=\"column-69e42c0561221\" class=\"fw-col-sm-4 tf-sh-f9f9b3ff4a6fe8bada046201b21ba6e5\" >\n\t<div class=\"fw-wrap-col-inner clearfix  \"   >\n\t\t\t\t<div class=\"fw-col-inner\">\n\t\t\t\n\t\n\t\t<div class=\"fw-block-image-parent  \"  style=\"width: 100%; \">\n\t\t\t<span class=\"fw-block-image-child fw-ratio-5-3 fw-ratio-container\">\n\t\t\t\t<noscript itemscope itemtype=\"https:\/\/schema.org\/ImageObject\" itemprop=\"image\"><img decoding=\"async\" src=\"https:\/\/ceccarprahova.ro\/ro\/wp-content\/uploads\/2020\/04\/sinteza-principalelor-prevederi-ale-oug-nr-37-2020-privind-acordarea-unor-facilitati-pentru-creditele-a6150-300x182.jpg\"  alt=\"sinteza-principalelor-prevederi-ale-oug-nr-37-2020-privind-acordarea-unor-facilitati-pentru-creditele-a6150-300&#215;182\" data-maxdpr=\"1.7\" class=\"lazyload\" \/><meta itemprop=\"url\" content=\"https:\/\/ceccarprahova.ro\/ro\/wp-content\/uploads\/2020\/04\/sinteza-principalelor-prevederi-ale-oug-nr-37-2020-privind-acordarea-unor-facilitati-pentru-creditele-a6150-300x182.jpg\"><meta itemprop=\"width\" content=\"300\"><meta itemprop=\"height\" content=\"182\"><\/noscript><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" data-sizes=\"auto\" data-srcset=\"https:\/\/ceccarprahova.ro\/ro\/wp-content\/uploads\/2020\/04\/sinteza-principalelor-prevederi-ale-oug-nr-37-2020-privind-acordarea-unor-facilitati-pentru-creditele-a6150-300x182-300x182.jpg 300w, https:\/\/ceccarprahova.ro\/ro\/wp-content\/uploads\/2020\/04\/sinteza-principalelor-prevederi-ale-oug-nr-37-2020-privind-acordarea-unor-facilitati-pentru-creditele-a6150-300x182-300x182.jpg 300w, https:\/\/ceccarprahova.ro\/ro\/wp-content\/uploads\/2020\/04\/sinteza-principalelor-prevederi-ale-oug-nr-37-2020-privind-acordarea-unor-facilitati-pentru-creditele-a6150-300x182-300x182.jpg 300w, https:\/\/ceccarprahova.ro\/ro\/wp-content\/uploads\/2020\/04\/sinteza-principalelor-prevederi-ale-oug-nr-37-2020-privind-acordarea-unor-facilitati-pentru-creditele-a6150-300x182.jpg 300w\"   alt=\"sinteza-principalelor-prevederi-ale-oug-nr-37-2020-privind-acordarea-unor-facilitati-pentru-creditele-a6150-300&#215;182\" data-maxdpr=\"1.7\" class=\"lazyload\" \/>\t\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\n\t\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div>\n\n\t<\/div>\n\t<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Conf. univ. dr.\u00a0Marcel\u00a0VULPOI,\u00a0expert contabilreprezentant al CECCAR \u00een VAT Expert Group I. Reglement\u0103ri privind suspendarea pl\u0103\u021bii ratelor aferente \u00eemprumuturilor 1. Prin derogare de la prevederile Ordonan\u021bei de urgen\u021b\u0103 a Guvernului nr. 50\/2010 privind\u00a0contractele de credit pentru [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":2376,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-2216","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articole-ceccar"],"brizy_media":[],"_links":{"self":[{"href":"https:\/\/ceccarprahova.ro\/ro\/wp-json\/wp\/v2\/posts\/2216","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ceccarprahova.ro\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ceccarprahova.ro\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ceccarprahova.ro\/ro\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/ceccarprahova.ro\/ro\/wp-json\/wp\/v2\/comments?post=2216"}],"version-history":[{"count":4,"href":"https:\/\/ceccarprahova.ro\/ro\/wp-json\/wp\/v2\/posts\/2216\/revisions"}],"predecessor-version":[{"id":2378,"href":"https:\/\/ceccarprahova.ro\/ro\/wp-json\/wp\/v2\/posts\/2216\/revisions\/2378"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ceccarprahova.ro\/ro\/wp-json\/wp\/v2\/media\/2376"}],"wp:attachment":[{"href":"https:\/\/ceccarprahova.ro\/ro\/wp-json\/wp\/v2\/media?parent=2216"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ceccarprahova.ro\/ro\/wp-json\/wp\/v2\/categories?post=2216"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ceccarprahova.ro\/ro\/wp-json\/wp\/v2\/tags?post=2216"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}