{"id":5025,"date":"2021-03-15T09:31:43","date_gmt":"2021-03-15T07:31:43","guid":{"rendered":"https:\/\/ceccarprahova.ro\/ro\/?p=5025"},"modified":"2021-03-15T09:31:44","modified_gmt":"2021-03-15T07:31:44","slug":"sinteza-modificarilor-aduse-programului-imm-factor","status":"publish","type":"post","link":"https:\/\/ceccarprahova.ro\/ro\/sinteza-modificarilor-aduse-programului-imm-factor\/","title":{"rendered":"Sinteza modific\u0103rilor aduse Programului IMM FACTOR"},"content":{"rendered":"<section   class=\"fw-main-row  auto  fw-section-position-back\"    >\n\t\t\t<div class=\"fw-container\" >\n\t\t<div class=\"fw-row\">\n\t<div id=\"column-69e1379ccc430\" class=\"fw-col-sm-8 tf-sh-6ae49301e923afe9b329df925c3a74aa\" >\n\t<div class=\"fw-wrap-col-inner clearfix  \"   >\n\t\t\t\t<div class=\"fw-col-inner\">\n\t\t\t<div class=\"fw-text-box tf-sh-d8b84f1d9c4a6b2e78f3360fc8edec89 \" >\n\t<div class=\"fw-text-inner\">\n\t\t<p><span class=\"ugb-highlight\">Conf. univ. dr.<\/span>\u00a0<a href=\"https:\/\/www.ceccarbusinessmagazine.ro\/marcel-vulpoi-j88\/\" target=\"_blank\" rel=\"noreferrer noopener\">Marcel\u00a0<strong>VULPOI<\/strong><\/a><span class=\"ugb-highlight\">,\u00a0expert contabil<br \/>Reprezentant al CECCAR \u00een VAT Expert Group<\/span><\/p>\n<p style=\"text-align: justify;\"><em><a href=\"http:\/\/legislatie.just.ro\/Public\/DetaliiDocument\/239069\" target=\"_blank\" rel=\"noreferrer noopener\">Ordonan\u021ba de urgen\u021b\u0103 a Guvernului (OUG) nr. 15\/2021 pentru modificarea Ordonan\u021bei de urgen\u021b\u0103 a Guvernului nr. 146\/2020 privind aprobarea Programului IMM FACTOR \u2013 Produs de garantare a creditului comercial \u0219i a Schemei de ajutor de stat asociate acestuia<\/a><\/em>\u00a0<span class=\"ugb-highlight\">a fost publicat\u0103 \u00een Monitorul Oficial 245 din 11 martie 2021.<\/span><\/p>\n<p><span class=\"ugb-highlight\">V\u0103 prezent\u0103m mai jos, detaliat, prevederile acestui act normativ:<\/span><\/p>\n<p style=\"text-align: justify;\"><span class=\"ugb-highlight\">V\u0103 reamintim c\u0103 Programul IMM FACTOR, aprobat prin OUG nr. 146\/2002 este un produs de<strong>\u00a0garantare a creditului comercial<\/strong>, care are ca obiectiv sprijinirea accesului la finan\u021bare al \u00eentreprinderilor mici \u0219i mijlocii, prin acordarea de facilit\u0103\u021bi de garantare de c\u0103tre stat pentru creditele pe termen scurt acordate pentru finan\u021barea creditului comercial.<\/span><\/p>\n<p style=\"text-align: justify;\"><span class=\"ugb-highlight\">Programul const\u0103 \u00een acordarea de garan\u021bii de stat \u00een favoarea fiec\u0103rui beneficiar participant \u00een program pentru finan\u021b\u0103rile de tip factoring cu regres, acordate de finan\u021bator, pe baza facturilor, \u00een cadrul unui plafon de finan\u021bare cu caracter re\u00eennoibil, garantat de c\u0103tre stat, prin Ministerul Finan\u021belor Publice, \u00een procent de maximum 50% din valoarea finan\u021b\u0103rii de tip factoring acordat\u0103 de finan\u021bator beneficiarului eligibil, exclusiv dob\u00e2nzile, comisioanele \u0219i alte cheltuieli aferente finan\u021b\u0103rii garantate cu posibilitatea prelungirii finan\u021b\u0103rii de maximum 3 ori, pe perioade de p\u00e2n\u0103 la 12 luni.<\/span><\/p>\n<p><strong><u><span class=\"ugb-highlight\">Principalele modific\u0103ri aduse\u00a0<\/span><a href=\"http:\/\/legislatie.just.ro\/Public\/DetaliiDocument\/229570\"><span class=\"ugb-highlight\">O<\/span><\/a><a href=\"http:\/\/legislatie.just.ro\/Public\/DetaliiDocument\/229570\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"ugb-highlight\">UG\u00a0<\/span>nr. 146\/2020<\/a><\/u><span class=\"ugb-highlight\">:<\/span><\/strong><\/p>\n<p style=\"text-align: justify;\"><span class=\"ugb-highlight\">1. Costul aferent finan\u021b\u0103rilor de tip factoring, acoperit prin grant \u00een procent de 50% din bugetul Ministerului Finan\u021belor, este dob\u00e2nda aferent\u0103 sumelor avansate de finan\u021bator beneficiarului.<\/span><\/p>\n<p style=\"text-align: justify;\"><em><span class=\"ugb-highlight\">Vechea prevedere: Costurile aferente finan\u021b\u0103rilor de tip factoring, care pot fi acoperite prin grant \u00een procent de 50% din bugetul Ministerului Finan\u021belor Publice sunt: dob\u00e2nda aferent\u0103 sumelor avansate \u0219i comisionul de factoring aferent serviciilor de colectare \u0219i administrare crean\u021be.<\/span><\/em><\/p>\n<p style=\"text-align: justify;\"><span class=\"ugb-highlight\">2. \u00centreprinderile mici \u0219i mijlocii care au contractat finan\u021b\u0103rile garantate beneficiaz\u0103 de un grant \u00een limita cumulului rezultat din valoarea integral\u0103 a comisionului de risc \u0219i a celui de administrare \u0219i din valoarea rezultat\u0103 prin aplicarea unui procent de 50% la valoarea dob\u00e2nzilor, dar nu mai mult de echivalentul \u00een lei a 800.000 euro per \u00eentreprindere.<\/span><\/p>\n<p style=\"text-align: justify;\"><em><span class=\"ugb-highlight\">Vechea prevedere:\u00a0\u00centreprinderile mici \u0219i mijlocii care au contractat finan\u021b\u0103rile garantate\u00a0beneficiaz\u0103 de un grant \u00een limita cumulului rezultat din valoarea comisionului de risc, valoarea comisionului de administrare \u0219i valoarea rezultat\u0103 din aplicarea unui procent de 50% la valoarea dob\u00e2nzilor \u0219i a comisionului de factoring, dar nu mai mult de echivalentul \u00een lei a 800.000 euro per \u00eentreprindere.<\/span><\/em><\/p>\n<p><span class=\"ugb-highlight\">Citi\u021bi mai multe \u00een<\/span>\u00a0<em><a href=\"https:\/\/www.ceccarbusinessmagazine.ro\/sinteza-modificarilor-aduse-programului-imm-factor-a7542\/\" target=\"_blank\" rel=\"noreferrer noopener\">CECCAR Business Magazine<\/a><\/em><span class=\"ugb-highlight\">.<\/span><\/p>\n\t<\/div>\n<\/div>\t\t<\/div>\n\t<\/div>\n<\/div><div id=\"column-69e1379cccc33\" class=\"fw-col-sm-4 tf-sh-f9f9b3ff4a6fe8bada046201b21ba6e5\" >\n\t<div class=\"fw-wrap-col-inner clearfix  \"   >\n\t\t\t\t<div class=\"fw-col-inner\">\n\t\t\t\n\t\n\t\t<div class=\"fw-block-image-parent  \"  style=\"width: 100%; \">\n\t\t\t<span class=\"fw-block-image-child fw-ratio-4-3 fw-ratio-container\">\n\t\t\t\t<noscript itemscope itemtype=\"https:\/\/schema.org\/ImageObject\" itemprop=\"image\"><img decoding=\"async\" src=\"https:\/\/ceccarprahova.ro\/ro\/wp-content\/uploads\/2021\/03\/sinteza-modificarilor-aduse-programului-imm-factor-a7542.jpg\"  alt=\"sinteza-modificarilor-aduse-programului-imm-factor-a7542\" data-maxdpr=\"1.7\" class=\"lazyload\" \/><meta itemprop=\"url\" content=\"https:\/\/ceccarprahova.ro\/ro\/wp-content\/uploads\/2021\/03\/sinteza-modificarilor-aduse-programului-imm-factor-a7542.jpg\"><meta itemprop=\"width\" content=\"660\"><meta itemprop=\"height\" content=\"400\"><\/noscript><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" data-sizes=\"auto\" data-srcset=\"https:\/\/ceccarprahova.ro\/ro\/wp-content\/uploads\/2021\/03\/sinteza-modificarilor-aduse-programului-imm-factor-a7542-393x295.jpg 393w, https:\/\/ceccarprahova.ro\/ro\/wp-content\/uploads\/2021\/03\/sinteza-modificarilor-aduse-programului-imm-factor-a7542-320x240.jpg 320w\"   alt=\"sinteza-modificarilor-aduse-programului-imm-factor-a7542\" data-maxdpr=\"1.7\" class=\"lazyload\" \/>\t\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\n\t\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div>\n\n\t<\/div>\n\t<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Conf. univ. dr.\u00a0Marcel\u00a0VULPOI,\u00a0expert contabilReprezentant al CECCAR \u00een VAT Expert Group Ordonan\u021ba de urgen\u021b\u0103 a Guvernului (OUG) nr. 15\/2021 pentru modificarea Ordonan\u021bei de urgen\u021b\u0103 a Guvernului nr. 146\/2020 privind aprobarea Programului IMM FACTOR \u2013 Produs de [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":5026,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-5025","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articole-ceccar"],"brizy_media":[],"_links":{"self":[{"href":"https:\/\/ceccarprahova.ro\/ro\/wp-json\/wp\/v2\/posts\/5025","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ceccarprahova.ro\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ceccarprahova.ro\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ceccarprahova.ro\/ro\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/ceccarprahova.ro\/ro\/wp-json\/wp\/v2\/comments?post=5025"}],"version-history":[{"count":2,"href":"https:\/\/ceccarprahova.ro\/ro\/wp-json\/wp\/v2\/posts\/5025\/revisions"}],"predecessor-version":[{"id":5028,"href":"https:\/\/ceccarprahova.ro\/ro\/wp-json\/wp\/v2\/posts\/5025\/revisions\/5028"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ceccarprahova.ro\/ro\/wp-json\/wp\/v2\/media\/5026"}],"wp:attachment":[{"href":"https:\/\/ceccarprahova.ro\/ro\/wp-json\/wp\/v2\/media?parent=5025"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ceccarprahova.ro\/ro\/wp-json\/wp\/v2\/categories?post=5025"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ceccarprahova.ro\/ro\/wp-json\/wp\/v2\/tags?post=5025"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}