{"id":5478,"date":"2021-06-16T12:13:25","date_gmt":"2021-06-16T10:13:25","guid":{"rendered":"https:\/\/ceccarprahova.ro\/ro\/?p=5478"},"modified":"2021-06-16T12:13:26","modified_gmt":"2021-06-16T10:13:26","slug":"mf-propune-o-serie-de-modificari-la-reglementarile-privind-schemele-de-garantare-a-depozitelor-si-fondul-de-garantare-a-depozitelor-bancare-fgdb","status":"publish","type":"post","link":"https:\/\/ceccarprahova.ro\/ro\/mf-propune-o-serie-de-modificari-la-reglementarile-privind-schemele-de-garantare-a-depozitelor-si-fondul-de-garantare-a-depozitelor-bancare-fgdb\/","title":{"rendered":"MF propune o serie de modific\u0103ri la reglement\u0103rile privind schemele de garantare a depozitelor \u0219i Fondul de Garantare a Depozitelor Bancare (FGDB)"},"content":{"rendered":"<section   class=\"fw-main-row  auto  fw-section-position-back\"    >\n\t\t\t<div class=\"fw-container\" >\n\t\t<div class=\"fw-row\">\n\t<div id=\"column-69e37e831b0f4\" class=\"fw-col-sm-8 tf-sh-6ae49301e923afe9b329df925c3a74aa\" >\n\t<div class=\"fw-wrap-col-inner clearfix  \"   >\n\t\t\t\t<div class=\"fw-col-inner\">\n\t\t\t<div class=\"fw-text-box tf-sh-d8b84f1d9c4a6b2e78f3360fc8edec89 \" >\n\t<div class=\"fw-text-inner\">\n\t\t<p style=\"text-align: justify;\"><span class=\"ugb-highlight\">Ministerul Finan\u021belor a lansat \u00een consultare un\u00a0<\/span><a href=\"https:\/\/mfinante.gov.ro\/documents\/35673\/1020142\/proiectlegemodif311_14062021.docx\" target=\"_blank\" rel=\"noreferrer noopener\">proiect de Lege<\/a>\u00a0<span class=\"ugb-highlight\">pentru modificarea \u0219i completarea Legii nr.311\/2015 privind schemele de garantare a depozitelor \u0219i Fondul de Garantare a Depozitelor Bancare (FGDB). Potrivit Expunerii de motive, printre modific\u0103rile pe care ini\u021biatorii \u00ee\u0219i propun, prin acest proiect, s\u0103 le aduc\u0103 prevederilor Legii nr.311\/2015, sunt urm\u0103toarele:<\/span><\/p>\n<p><span class=\"ugb-highlight\">\u2666\u00a0<strong>modific\u0103ri \u00een leg\u0103tur\u0103 cu resursele financiare ale FGDB:<\/strong><\/span><\/p>\n<p><span class=\"ugb-highlight\"><strong>\u25aa\u00a0<\/strong><em>extinderea ariei de utilizare a resurselor financiare<\/em>, respectiv clarificarea faptului c\u0103 din resursele financiare ale FGDB se asigur\u0103 nu doar rambursarea \u00eemprumuturilor contractate de FGDB, ci \u0219i acoperirea costurilor asociate acestora (comisioane, dob\u00e2nzi etc.) (propunerea de modificare a art. 30);<\/span><\/p>\n<p style=\"text-align: justify;\"><strong><span class=\"ugb-highlight\">\u25aa\u00a0<\/span><\/strong><span class=\"ugb-highlight\"><em>l\u0103rgirea sferei resurselor financiare ale FGDB<\/em>\u00a0prin includerea \u00eemprumuturilor cu caracter preventiv de la institu\u021bii financiare interna\u021bionale\/institu\u021bii de credit, care pot fi contractate de FGDB cu garan\u021bia statului, anterior producerii vreuneia dintre situa\u021biile care impun folosirea acestor resurse, \u00een scopul \u00eent\u0103ririi capacit\u0103\u021bii FGDB de a asigura un nivel adecvat de resurse financiare pentru plata compensa\u021biilor sau pentru finan\u021barea m\u0103surilor de rezolu\u021bie a institu\u021biilor de credit participante (propunerile de completare de la art.93 alin.(4) \u0219i de la art.114 lit.b<sup>1<\/sup>));<\/span><\/p>\n<p><span class=\"ugb-highlight\"><strong>\u25aa\u00a0<\/strong><em>instituirea posibilit\u0103\u021bii ca BNR s\u0103 acorde FGDB \u00eemprumuturi pe termen scurt prin opera\u021biuni de tip repo pentru furnizarea de lichiditate<\/em>, \u00een condi\u021biile prev\u0103zute de reglement\u0103rile b\u0103ncii centrale pentru acest tip de tranzac\u021bii, av\u00e2nd \u00een vedere c\u0103 \u00een perioade de criz\u0103 pot ap\u0103rea disfunc\u021bionalit\u0103\u021bi ce ar putea genera lips\u0103 de ad\u00e2ncime a pie\u021bei secundare a titlurilor de stat care ar face foarte dificil\u0103 lichidizarea acestor active la nevoie (propunerea de completare de la art. 122<sup>1<\/sup>);<\/span><\/p>\n<p style=\"text-align: justify;\"><span class=\"ugb-highlight\"><strong>\u2666 extinderea ariei depozitelor acoperite ce beneficiaz\u0103 de protec\u021bie peste plafonul standard de acoperire\u00a0<\/strong>(echivalentul \u00een lei al sumei de 100.000 euro) prin includerea a \u00eenc\u0103 dou\u0103 categorii de depozite, men\u021bionate la art. 6 alin. (2) lit. b) din\u00a0<em>Directiva 2014\/49\/UE privind schemele de garantare a depozitelor<\/em>, respectiv cele rezultate ca urmare a c\u0103s\u0103toriei sau divor\u021bului, \u00een vederea oferirii deponen\u021bilor afla\u021bi \u00een situa\u021biile respective a unei protec\u021bii echivalente cu cea asigurat\u0103 \u00een alte state membre ale UE (propunerea de modificare a art. 62 alin. (1) lit. b));<\/span><\/p>\n<p><span class=\"ugb-highlight\">Cite\u0219te mai multe \u00een\u00a0<em><a href=\"https:\/\/www.ceccarbusinessmagazine.ro\/mf-propune-o-serie-de-modificari-la-reglementarile-privind-schemele-de-garantare-a-depozitelor-si-fondul-de-garantare-a-depozitelor-bancare-fgdb-s12036\/\" target=\"_blank\" rel=\"noreferrer noopener\">CECCAR Business Magazine<\/a><\/em>.<\/span><\/p>\n\t<\/div>\n<\/div>\t\t<\/div>\n\t<\/div>\n<\/div><div id=\"column-69e37e831b864\" class=\"fw-col-sm-4 tf-sh-f9f9b3ff4a6fe8bada046201b21ba6e5\" >\n\t<div class=\"fw-wrap-col-inner clearfix  \"   >\n\t\t\t\t<div class=\"fw-col-inner\">\n\t\t\t\n\t\n\t\t<div class=\"fw-block-image-parent  \"  style=\"width: 100%; \">\n\t\t\t<span class=\"fw-block-image-child fw-ratio-4-3 fw-ratio-container\">\n\t\t\t\t<noscript itemscope itemtype=\"https:\/\/schema.org\/ImageObject\" itemprop=\"image\"><img decoding=\"async\" src=\"https:\/\/ceccarprahova.ro\/ro\/wp-content\/uploads\/2021\/06\/mf-propune-o-serie-de-modificari-la-reglementarile-privind-schemele-de-garantare-a-depozitelor-si-s12036-1.jpg\"  alt=\"mf-propune-o-serie-de-modificari-la-reglementarile-privind-schemele-de-garantare-a-depozitelor-si-s12036 (1)\" data-maxdpr=\"1.7\" class=\"lazyload\" \/><meta itemprop=\"url\" content=\"https:\/\/ceccarprahova.ro\/ro\/wp-content\/uploads\/2021\/06\/mf-propune-o-serie-de-modificari-la-reglementarile-privind-schemele-de-garantare-a-depozitelor-si-s12036-1.jpg\"><meta itemprop=\"width\" content=\"660\"><meta itemprop=\"height\" content=\"400\"><\/noscript><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" data-sizes=\"auto\" data-srcset=\"https:\/\/ceccarprahova.ro\/ro\/wp-content\/uploads\/2021\/06\/mf-propune-o-serie-de-modificari-la-reglementarile-privind-schemele-de-garantare-a-depozitelor-si-s12036-1-393x295.jpg 393w, https:\/\/ceccarprahova.ro\/ro\/wp-content\/uploads\/2021\/06\/mf-propune-o-serie-de-modificari-la-reglementarile-privind-schemele-de-garantare-a-depozitelor-si-s12036-1-320x240.jpg 320w\"   alt=\"mf-propune-o-serie-de-modificari-la-reglementarile-privind-schemele-de-garantare-a-depozitelor-si-s12036 (1)\" data-maxdpr=\"1.7\" class=\"lazyload\" \/>\t\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\n\t\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div>\n\n\t<\/div>\n\t<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Ministerul Finan\u021belor a lansat \u00een consultare un\u00a0proiect de Lege\u00a0pentru modificarea \u0219i completarea Legii nr.311\/2015 privind schemele de garantare a depozitelor \u0219i Fondul de Garantare a Depozitelor Bancare (FGDB). Potrivit Expunerii de motive, printre modific\u0103rile pe [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":5479,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-5478","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articole-ceccar"],"brizy_media":[],"_links":{"self":[{"href":"https:\/\/ceccarprahova.ro\/ro\/wp-json\/wp\/v2\/posts\/5478","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ceccarprahova.ro\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ceccarprahova.ro\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ceccarprahova.ro\/ro\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/ceccarprahova.ro\/ro\/wp-json\/wp\/v2\/comments?post=5478"}],"version-history":[{"count":2,"href":"https:\/\/ceccarprahova.ro\/ro\/wp-json\/wp\/v2\/posts\/5478\/revisions"}],"predecessor-version":[{"id":5481,"href":"https:\/\/ceccarprahova.ro\/ro\/wp-json\/wp\/v2\/posts\/5478\/revisions\/5481"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ceccarprahova.ro\/ro\/wp-json\/wp\/v2\/media\/5479"}],"wp:attachment":[{"href":"https:\/\/ceccarprahova.ro\/ro\/wp-json\/wp\/v2\/media?parent=5478"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ceccarprahova.ro\/ro\/wp-json\/wp\/v2\/categories?post=5478"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ceccarprahova.ro\/ro\/wp-json\/wp\/v2\/tags?post=5478"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}