{"id":7559,"date":"2022-07-28T08:24:10","date_gmt":"2022-07-28T06:24:10","guid":{"rendered":"https:\/\/ceccarprahova.ro\/ro\/?p=7559"},"modified":"2022-07-28T08:24:12","modified_gmt":"2022-07-28T06:24:12","slug":"normele-de-aplicare-a-oug-nr-90-2022-privind-amanarea-ratelor-la-banci-aprobate-de-guvern%ef%bf%bc","status":"publish","type":"post","link":"https:\/\/ceccarprahova.ro\/ro\/normele-de-aplicare-a-oug-nr-90-2022-privind-amanarea-ratelor-la-banci-aprobate-de-guvern%ef%bf%bc\/","title":{"rendered":"Normele de aplicare a OUG nr. 90\/2022 privind am\u00e2narea ratelor la b\u0103nci, aprobate de Guvern\ufffc"},"content":{"rendered":"<section   class=\"fw-main-row  auto  fw-section-position-back\"    >\n\t\t\t<div class=\"fw-container\" >\n\t\t<div class=\"fw-row\">\n\t<div id=\"column-69e0d70facdb7\" class=\"fw-col-sm-8 tf-sh-6ae49301e923afe9b329df925c3a74aa\" >\n\t<div class=\"fw-wrap-col-inner clearfix  \"   >\n\t\t\t\t<div class=\"fw-col-inner\">\n\t\t\t<div class=\"fw-text-box tf-sh-d8b84f1d9c4a6b2e78f3360fc8edec89 \" >\n\t<div class=\"fw-text-inner\">\n\t\t<p><span class=\"stk-highlight\">Executivul a aprobat ast\u0103zi\u00a0<em>Hot\u0103r\u00e2rea pentru aprobarea Normelor de aplicare a prevederilor OUG nr. 90\/2022 privind acordarea unor facilit\u0103\u021bi pentru creditele acordate de b\u0103nci \u0219i institu\u021bii financiare nebancare anumitor categorii de debitori<\/em>.\u00a0<em>Normele de aplicare<\/em>\u00a0(ale c\u0103ror prevederi\u00a0<em>CECCAR Business Magazine<\/em>\u00a0le-a prezentat pe larg\u00a0<a href=\"https:\/\/www.ceccarbusinessmagazine.ro\/mf-proiectul-normelor-de-aplicare-a-oug-nr-90-2022-privind-amanarea-ratelor-la-banci-in-consultare-publica-s15719\/\"><strong><em>aici<\/em><\/strong><\/a>) descriu mecanismul de acordare a unor facilit\u0103\u021bi garantate \u00een favoarea creditorilor pentru beneficiarii de credite acordate \u00een cadrul\u00a0<em>Programului Prima cas\u0103\/Noua cas\u0103<\/em>\u00a0pe de o parte, iar pe de alt\u0103 parte pentru persoane fizice sau juridice care au calitatea de \u00eemprumutat \u00een alte categorii de contracte de credit.<\/span><\/p>\n<p><span class=\"stk-highlight\">Pentru a beneficia de facilitatea de suspendare la plat\u0103 trebuie \u00eendeplinite cumulativ mai multe condi\u021bii:<\/span><\/p>\n<p><span class=\"stk-highlight\">\u2666 creditele s\u0103 fi fost acordate p\u00e2n\u0103 la data de 30 aprilie 2022 inclusiv;<\/span><\/p>\n<p><span class=\"stk-highlight\">\u2666 data scaden\u021bei finale de rambursare a ratelor s\u0103 fie ulterioar\u0103 datei solicit\u0103rii suspend\u0103rii obliga\u021biilor de plat\u0103;<\/span><\/p>\n<p><span class=\"stk-highlight\">\u2666 s\u0103 nu fi fost \u00eenregistrate restan\u021be \u00een ultimele \u0219ase luni \u0219i s\u0103 nu fie \u00eenregistrate restan\u021be nici la data solicit\u0103rii de suspendare a obliga\u021biilor de plat\u0103;<\/span><\/p>\n<p><span class=\"stk-highlight\">\u2666 debitorul s\u0103 depun\u0103 cererea de suspendare a pl\u0103\u021bilor \u00een termen de 30 de zile de la data emiterii de c\u0103tre BNR a reglement\u0103rilor conform OUG 90\/2022;<\/span><\/p>\n<p><span class=\"stk-highlight\">\u2666 debitorii au fost afecta\u021bi financiar de situa\u021bia grav\u0103 generat\u0103 de criza actual\u0103 determinat\u0103 direct sau indirect de criza energetic\u0103 \u0219i de r\u0103zboiul dintre Rusia \u0219i Ucraina.<\/span><\/p>\n<p><span class=\"stk-highlight\">Cite\u0219te mai mult \u00een<\/span>\u00a0<em><a href=\"https:\/\/www.ceccarbusinessmagazine.ro\/normele-de-aplicare-a-oug-nr-90-2022-privind-amanarea-ratelor-la-banci-aprobate-de-guvern-s15830\/\" target=\"_blank\" rel=\"noreferrer noopener\">CECCAR Business Magazine<\/a><\/em><span class=\"stk-highlight\">.<\/span><\/p>\n\t<\/div>\n<\/div>\t\t<\/div>\n\t<\/div>\n<\/div><div id=\"column-69e0d70fad5bc\" class=\"fw-col-sm-4 tf-sh-f9f9b3ff4a6fe8bada046201b21ba6e5\" >\n\t<div class=\"fw-wrap-col-inner clearfix  \"   >\n\t\t\t\t<div class=\"fw-col-inner\">\n\t\t\t\n\t\n\t\t<div class=\"fw-block-image-parent  \"  style=\"width: 100%; \">\n\t\t\t<span class=\"fw-block-image-child fw-ratio-4-3 fw-ratio-container\">\n\t\t\t\t<noscript itemscope itemtype=\"https:\/\/schema.org\/ImageObject\" itemprop=\"image\"><img decoding=\"async\" src=\"https:\/\/ceccarprahova.ro\/ro\/wp-content\/uploads\/2022\/07\/normele-de-aplicare-a-oug-nr-90-2022-privind-amanarea-ratelor-la-banci-aprobate-de-guvern-s15830.jpg\"  alt=\"normele-de-aplicare-a-oug-nr-90-2022-privind-amanarea-ratelor-la-banci-aprobate-de-guvern-s15830\" data-maxdpr=\"1.7\" class=\"lazyload\" \/><meta itemprop=\"url\" content=\"https:\/\/ceccarprahova.ro\/ro\/wp-content\/uploads\/2022\/07\/normele-de-aplicare-a-oug-nr-90-2022-privind-amanarea-ratelor-la-banci-aprobate-de-guvern-s15830.jpg\"><meta itemprop=\"width\" content=\"660\"><meta itemprop=\"height\" content=\"400\"><\/noscript><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" data-sizes=\"auto\" data-srcset=\"https:\/\/ceccarprahova.ro\/ro\/wp-content\/uploads\/2022\/07\/normele-de-aplicare-a-oug-nr-90-2022-privind-amanarea-ratelor-la-banci-aprobate-de-guvern-s15830-393x295.jpg 393w, https:\/\/ceccarprahova.ro\/ro\/wp-content\/uploads\/2022\/07\/normele-de-aplicare-a-oug-nr-90-2022-privind-amanarea-ratelor-la-banci-aprobate-de-guvern-s15830-320x240.jpg 320w\"   alt=\"normele-de-aplicare-a-oug-nr-90-2022-privind-amanarea-ratelor-la-banci-aprobate-de-guvern-s15830\" data-maxdpr=\"1.7\" class=\"lazyload\" \/>\t\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\n\t\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div>\n\n\t<\/div>\n\t<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Executivul a aprobat ast\u0103zi\u00a0Hot\u0103r\u00e2rea pentru aprobarea Normelor de aplicare a prevederilor OUG nr. 90\/2022 privind acordarea unor facilit\u0103\u021bi pentru creditele acordate de b\u0103nci \u0219i institu\u021bii financiare nebancare anumitor categorii de debitori.\u00a0Normele de aplicare\u00a0(ale c\u0103ror prevederi\u00a0CECCAR [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-7559","post","type-post","status-publish","format-standard","hentry","category-articole-ceccar"],"brizy_media":[],"_links":{"self":[{"href":"https:\/\/ceccarprahova.ro\/ro\/wp-json\/wp\/v2\/posts\/7559","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ceccarprahova.ro\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ceccarprahova.ro\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ceccarprahova.ro\/ro\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/ceccarprahova.ro\/ro\/wp-json\/wp\/v2\/comments?post=7559"}],"version-history":[{"count":2,"href":"https:\/\/ceccarprahova.ro\/ro\/wp-json\/wp\/v2\/posts\/7559\/revisions"}],"predecessor-version":[{"id":7562,"href":"https:\/\/ceccarprahova.ro\/ro\/wp-json\/wp\/v2\/posts\/7559\/revisions\/7562"}],"wp:attachment":[{"href":"https:\/\/ceccarprahova.ro\/ro\/wp-json\/wp\/v2\/media?parent=7559"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ceccarprahova.ro\/ro\/wp-json\/wp\/v2\/categories?post=7559"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ceccarprahova.ro\/ro\/wp-json\/wp\/v2\/tags?post=7559"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}